Real Estate Business Resources
Licensees Advisories and Alerts
Mortgage Lending Activities
- SAFE ACT
- How does the new TILA-RESPA Integrated Disclosure rule affect the MLDS? (September 2015)
- Essential Elements of an Advance Fee Agreement
- DRE Publications & Resources
- Loan Modification Disclosure Requirements
- Multi-Lender/Threshold Brokers
- SB 94 – Prohibition of Advance Fees for Residential Loan Modifications
- Mortgage Loan Activity Reporting
- Escrow Activity Reporting
- Mortgage Loan Broker Compliance Manual and Checklist
- Threshold Mortgage Loan Broker (MLB) Information (RE 4633)
- Guidance on Nontraditional Mortgage Product Risk
- Statement on Subprime Mortgage Lending
- Avoiding Predatory Lending
Short Sales
- Short Sales
An Overview and Warning to Real Estate Licensees Re: Fraud, and Legal and Ethical Minefields. - Update to DRE Issued Consumer and Industry Alert(s) Regarding Short Sales Fraud, and Related Issues
- Citation Toolkit
Working together to prevent loan modification and foreclosure scams.
Industry/Licensee Resources
- Real Estate Law
- Broker Compliance Evaluation Manual
- Broker Self-Evaluation (RE 540)
- Course Provider Resources (Pre-License & CE)
- Search for Approved CE Course Offerings
- Disclosures in Real Property Transactions
- Doing Business on the Internet
- DRE Composite Report of Mortgage Loan/Trust Deed Annual Reports
- DRE 2021 Business Activity Composite Report
- Guidelines for Unlicensed Assistants
- Licensee Advisories and Alerts
- Most Common Enforcement Violations
- Professional Responsibility: An Overview
- Professional Responsibility: Course Booklet
- Real Estate Advertising Guidelines (RE 27)
- Sample Trust Account Review (TAR) Reports
- Ten Most Common Violations Found in DRE Audits
- Trade Associations
- Trust Funds (A Guide for Real Estate Brokers and Salesperson)
- DRE Business Address Lookup
- Trust Account Reconciliation (Reg. 2831.2) * PowerPoint, 23MB
- Opening a Real Estate Broker Trust Account
- A Guide to Understanding Residential Subdivisions in California
- Residential Subdivision Buyer's Guide
- Movement Toward Professionalism - What Makes a Real Estate Practitioner a Professional
- Don't Be Surprised if You Get a Friendly Visit from a DRE Representative - Community Outreach
State and Federal Agencies
- Legislative Counsel (Legislative Bills)
- Department of Financial Protection and Innovation
- California Department of Veterans Affairs
- Federal Financial Institutions Examination Counsel (HMDA)
- Federal Housing Administration (FHA)
- Federal Trade Commission
- Department of Housing and Urban Development
- Office of Comptroller of the Currency
- Office of Thrift Supervision
- Federal Reserve
- Fannie Mae Foundation
- Freddie Mac Foundation
- Federal Communications Commission
California Foreclosure Consultant Registry
Effective July 1, 2009, it will be unlawful for a foreclosure consultant, as defined in Civil Code Section 2945.1 to engage in the foreclosure consultant business unless it has registered with the Attorney General's Office. All foreclosure consultants operating in California must post a $100,000 bond and register with Attorney General's Office by July 1, 2009 and submit the following information:
- Name, address, and telephone number;
- All names, addresses, telephone numbers, websites, and e-mail addresses used or proposed to be used in connection with their business;
- Copies of all advertising;
- Copies of each different contract the consultant will use with consumers; and
- A copy of its $100,000 bond
For more information please visit the Attorney General's Foreclosure Consultant Registration page.